Be the Buyer Sellers Trust.

LoanCert™ verifies what matters — credit, income, assets, and insurance readiness — and issues your Verified Ready™ Certificate. This shows sellers you’re financially and logistically ready to close.

What LoanCert™ provides home buyers:

  • Clarity on your income, assets, credit, and insurance estimate

  • Transparent breakdown of your total monthly payment

  • Clear view of your total cash needed to close

  • Confidence when writing offers

  • A competitive edge in multiple-offer situations

Get Verified Ready™

What LoanCert™ reviews:

We securely evaluate the factors that actually drive closing success:

  • Employment verification

  • Income verification

  • Asset verification

  • Soft credit pull (no score impact)

  • Estimated home-insurance premium

  • Estimated monthly payment

  • Estimated total funds required to close

  • Buyer acknowledgment of all estimates and terms

This is more transparency than any standard pre-approval letter provides.

LoanCert™ provides cross-qualification without violating anti-steering or competing with lenders.

Realtors® often require buyers to “cross-qualify” with a preferred lender. This can create compliance concerns and friction. LoanCert™ solves this by:

  • Providing a neutral readiness review that does not direct or influence lender selection

  • No loan pricing, no lender comparison, no advice, fully anti-steering compliant

  • A standardized Verified Ready™ Certificate that gives sellers equivalent (or better) assurance without forcing a lender change

LoanCert™ is the compliant alternative to traditional cross-qualification.

Loan rejections can happen to anyone, even with exceptional credit. Get Verified Ready™ to get the confidence and clarity you need.